Offline use

Offline USSD Banking on the Go!

SmartTeller also provides offline USSD banking services for your members. They can easily manage their savings, loans, investments, and transaction histories even when offline. Boosts efficiency, accessibility, trust, inclusion, convenience, and reliability for your members.








SmartTeller USSD Banking
Key Capabilities

Banking Access Without Internet

Give your cooperative members access to essential banking services even without an internet connection. SmartTeller USSD Banking allows members to conveniently interact with their accounts using their mobile phones

Savings Account Management

Check savings information and manage essential savings activities through USSD.

Loan Management

Access loan information and perform supported loan-related activities directly from your phone.

Investment Tracking

Stay informed about investments and access relevant investment information without internet access.

Transaction History

Review previous account transactions and keep track of your financial activities.

Offline Banking Access

Easily review past deposits, withdrawals, payments, and other account transactions.

Convenient Member Access

Give members a simple and accessible way to interact with their cooperative from almost anywhere.



Simple Banking from Any Phone
SmartTeller USSD Banking makes cooperative services accessible through a familiar and easy-to-use mobile channel. Members can access supported banking services directly from their phones without needing to download an app or connect to the internet.

Accessible on Any Device
Members can interact with their cooperative accounts wherever USSD service is available, making digital banking more convenient and inclusive.